How We Work

How our Financial Planning service works

  • The first step is for you to meet with one of our planners. That meeting helps us understand your circumstances and requirements: it also enables you to find out about us. If you are happy to proceed further we will go through a questionnaire with you to find out more about your financial circumstances and your objectives.

  • Following that meeting, your planner will determine the steps you should consider taking and check
that any existing arrangements you have remain appropriate. Your plan will be constructed using a range of financial building blocks where appropriate, from savings and investments, to pensions, life cover and tax planning.

  • This, our second meeting, is where we go through our recommendations with you, step by step. What happens next is up to you, you can choose to accept our advice straight away or take your recommendations report home with you to consider further. Either way, you’ll not be rushed into a decision. In fact, whether you accept all, some, or none of your planner’s recommendations, is up to you. We normally do not charge a fee if you choose not to follow our advice.

  • As and when you’re ready to go ahead, we will implement our recommendations and then we will apply our fee. The charge can be taken from either the recommended plan directly or if you prefer, you can pay us by cheque or electronic transfer.


  • Your life, income and circumstances will change as time goes by. It’s likely that some of those changes will affect your financial plans. By meeting with your planner on a regular basis, he or she can ensure that the arrangements made six or twelve months ago continue to remain as appropriate and effective as they should be. If your financial affairs are particularly complex, it may be necessary to meet more frequently than once or twice a year.

If you would like to talk to one of our planners, please fill in the form below and we will be in touch within 24 hours.